HSU Short-Term Loan Policy

Humboldt State offers emergency short-term loans to students to serve as a temporary bridge until the student can gain access to their regular source of funds. These emergency short-term loans are to help students with school related expenses. Emergency short-term loans are a privilege to the student and can be denied to any student who is not in good standing with the University.

Important: Your Fall financial aid cannot repay your short-term loan from the Spring semester (or any prior semester) or a short-term loan from the summer.

Student Eligibility

An HSU student must meet a minimum of eligibility requirements to obtain an emergency short-term loan.

  1. Must be a regularly admitted HSU student and must be enrolled in state-supported, instructional university classes for at least 1 regular unit in the current term. Extended Education/Extension students are not eligible.
  2. Must submit their application for a Short-term to the Student Financial Services Office. To obtain an application, please email hsu-cash@humboldt.edu, or pickup an application at the Cashier’s Office (office hours Monday - Friday, 8am-5pm)
  3. Must have paid off all past due debt owed to HSU and all other short-term loans.
  4. Must not have already received a $500 short-term loan for the term. (Students are eligible to receive multiple short-term loans per term, but the total amount of the loans cannot exceed $500 per term.) HSU recognizes that extenuating circumstance can arise; exceptions may be authorized at the discretion of the manager of Student Financial Services.

Emergency Short-Term Loan Amounts

  1. Emergency short-term loans are available for a minimum of $50 and up to a maximum of $500. Exceptions may be authorized by the Manager of Student Financial Services. (The VP of Student Affairs may also initiate a loan request exception on behalf of a student.)
  2. Students who are signed up for electronic funds transfer (EFT) will have their short-term loan funds deposited to their bank account within two business days after processing is complete. For all other, checks are available according to the posted schedule and can usually be picked up in the Cashier’s Office within five business days after processing is complete.

Short-Term Loan Due Date Extension and Repayment

  1. Short-term loans must be repaid to Humboldt State University at the Student Financial Service’s Cashiers Office or on-line within the Student Center.
  2. A $25 late fee will be charged on any short-term loan not paid in full or extended on the day in which it is due. No extensions are possible on past due loans (no exceptions). If you are past due on one or more loans with the same due date, you will be charged a late fee of $25. If you are past due on one or more loans with different due dates, you will be charged a $25 late fee for each delinquent loan.
  3. A one-time 4-week extension from the due date is available to students, if the extension is negotiated prior to the due date, AND the student pays a minimum of 10% of the loan prior due date. Spring semester loans that are eligible for an extension can not be extended beyond the last day of the Summer Session.


  • Short-term loans will be available starting 2 weeks prior to the first day of classes of the fall or spring term and end on the last day of finals for the semester.
  • Short-term loans are available during the summer if you are registered for the fall term. Summer loans will be due by the last day of the July and cannot be withheld from Fall semester financial aid (no exceptions).

Fall 2021 Short Term Loan Information

  • Short Term Loans for Fall 2021 will be available beginning Monday, August 9th.
  • See "Student Eligibility" above for requirements.